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Dear Concerned Reader, The secret investment strategy I'm going to tell you about was pioneered by some of the world's wealthiest families, going as far back as the California gold rush days. Most investors have never seen or used it before -- especially as a means to insure a comfortable retirement. Even the mainstream media and the Wall Street experts haven't completely caught on to the power of this strategy yet. On the other hand, the secret investment strategy I'm recommending has delivered a 409% GAIN over the last 24 months -- with an even brighter future. This was done without using penny stocks or fast-paced options trading. Bottom line: You can use this strategy and not lose a ton of sleep worrying about the safety of your retirement nest egg. Getting Bigger Gains Is
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Another similar investment went public in November and its value doubled in one day!
Without question, these investments have gone through the roof.
Of course, no one can guarantee these phenomenal results will continue. But my research tells me the end is nowhere in sight for those applying this secret investment strategy to the stock market.
The economy is booming -- unemployment is at historically low levels and the Feds have put the brakes on rising interest rates.
The excitement continues as the Dow has exploded through the 12,000 ceiling and is racing toward 16,000 by mid-2007.
If you want to grow and secure your retirement nest egg, I believe that now is the time for you to put this billionaire secret investment strategy to work for you.
But here's the thing.
I'm only sharing this strategy with people who are willing to take a different approach to building a prosperous retirement. If you are one of those people -- and I think you are -- then let me send you a copy of a new investors' briefing Report I just completed that gives you the complete details of this secret investment strategy.
The Report is appropriately titled: The Billionaire Retirement Secret.
This brand new Report spells out all the details on how to apply the same secret investment strategy used by some of the world's richest billionaires to secure your retirement nest egg.
I'd like to get a copy of this detailed and thoroughly researched complimentary investment briefing to you today. But before I do, let me explain why drastically changing the way you're building your retirement nest egg is crucial to your financial future
Despite all the damning evidence -- Susan B., a 46-year-old South Dakota homemaker, is confident that she'll have enough money to retire on.
She's in the process of getting divorced, a situation that affects nearly half of all married couples -- and one that usually leaves both partners worse off financially.
It gets worse.
She has less than $10,000 in savings. Credit card debt and a car loan cloud her future. She's never calculated how much she'll need to retire -- although she's "very confident" she can do the math.
"Eventually, I'll talk to a financial planner about all this, but I just haven't had the time yet," Buer says.
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This approach to retirement reflects the best and worst of many Americans -- a can-do spirit and procrastination.
I call it "The Rose-Colored Glasses Strategy" -- keeping your head in the sand, while hoping things get better on their own.
According to a recent American Association of Retired People Bulletin poll, many people are confident that they can meet their basic retirement expenses. But at the same time, they've not done basic planning or calculated what funds they'll need.
The poll -- which surveyed 1,096 workers and 686 retirees age 40 and older -- went on to reveal that folks fear their employers will cut back on their health and pension benefits, but have not begun to save adequately for the costs they'll face.
The fact is: Many Americans have not adjusted to the new economic reality -- the responsibility for funding retirement is shifting from business and the federal government onto the shoulders of workers themselves.
You may not have noticed this because it's been happening gradually. The old school "defined benefit" pensions -- which were based on your salary -- are being replaced by "defined contribution" plans, such as a 401(k), that require you to contribute a percentage of your pay and bear much of the risk of investing the principal.
In 1980, 83% of workers with pension plans were enrolled in a defined benefit plan. Today, that figure has shrunk to a slim 21%, according to the U.S. Department of Labor.
It's very clear that many Americans have not fully grasped their own increasing role in retirement planning or the implications of what Yale professor Jacob Hacker calls "the great risk shift."
It's also clear to me that you are one who is well aware of your increasing retirement planning role. The fact that you're reading this letter says you're taking responsibility for creating your own wealth.
You're also smart and qualified to be a part of this small group of elite investors breaking Wall Street's rules by using a secret investment strategy, proven to be profitable by some of the world's wealthiest families.
And for those reasons, I'm...
My name is Ann Sosnowski. I'm the executive editor for the Diligent Investor investment newsletter.
One of my main objectives as editor of Diligent Investor is to help guide my readers toward a very comfortable retirement by providing them with winning investment opportunities.
Diligent Investor works hard to provide you with safe, consistent, long-term plays that can grow
your wealth for years to come. But that doesn't mean you can't make big short-term gains as
well. I'll show you an example in a second.
When I'm researching investment opportunities for Diligent Investor readers, I don't just focus on buying stocks, bonds, real estate or mutual funds.
I also search for unique and profitable investment strategies that could bring my subscribers enormous wealth... strategies that could give you an edge up on Wall Street experts.
And that's exactly what happened while performing my due diligence for the The Billionaire Retirement Secret Special Investment Briefing.
I uncovered a secret investment strategy used by some of the world's wealthiest families. The big "Aha!" moment hit me when it became clear that this same strategy could be used by you and me to build a massive retirement nest egg.
One that would give you all the luxuries you've always dreamed about. This Special Investment Briefing shows you exactly how to apply the billionaire's secret investment strategy to insure that you never run out of money during your retirement years -- the biggest fear faced during retirement.
The unique thing about this secret investment strategy is that it can be applied to buying real estate, businesses or stocks.
My brand new investment briefing focuses on using the strategy to take advantage of the explosive growth taking place in the global stock markets -- without investing in individual companies.
I'm confident this strategy will work for you. The stock markets are where I focus my attention when looking for investment opportunities.
I believe the opportunities existing within the stock markets are greater and more lucrative than ever.
The Diligent Investor track record has been nothing less than phenomenal. That may sound self-serving coming from myself. But let's look at a few investment recommendations from our portfolio to see what the record says.
Now, I'm sure you can agree with me -- those results are outrageous!
Here are a few more examples of highly profitable investment recommendations I've made for my readers in the past -- the kind that could help insure you have a stress-free, prosperous retirement...
21% on Staples Inc. in two months... 23% in less than a month on Nuance Communications... 22% in 12 days on Blockbuster Inc. stock... and most importantly, 90% gains in three months on Cameco Corp.
But look -- you don't have to take my word when it comes to winning recommendations. Here's what some of my loyal subscribers have to say:
"Thanks for the BBI play. In at $3.88 with 1,500 shares. Just out at $4.88. 26% gain. We made $1,500 in practically no time! :-) This trade alone paid for my subscriptions!" -- S.
"I bought Empire Resorts (NYNY) at a few different prices. I bought so much near $4.05 that my average cost was near $4.20. Sold out in chunks starting at $6.50 and with the final chunk at $7.10. Nice 75% profit." -- S.S.
"300 shares... In at $3.98 on 4/3/06... out at $4.87 on 4/20/06. 22.15% gain (21.57% net gain after broker fees)... 17 days."-- M.G.
"Am a 'micro investor' as I live on my Social Security of $1,048/month (a 'gain' of its own in the San Francisco Bay area)... so wins like this are very significant to grow my little investment pot into an emergency fund. A BIG 'thanks'..." -- B.B.
Just imagine if you'd been able to nail results like this in your investments. Gains like these could send you off to the type of retirement you've always dreamed and hoped for. One filled with days playing golf, extended vacations on luxury cruise liners and eating at the finest restaurants in the world.
One thing you should note about the three investments I just discussed with you -- they all use the billionaire secret investment strategy I've been telling you about. These stocks are my biggest winners. You'll get all the details on how they do this in my Special Investment Briefing.
In fact, there are currently 28 investments in my portfolio. 22 of these investment recommendations are handing gains to Diligent Investor readers right now. Only six are losing money right now, and the greatest margin is only 10%.
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The total DI portfolio is currently up 25% so far. Can you imagine how you'd feel if your retirement nest egg was up 25%? You wouldn't ever have to worry about your money running out in the middle of your retirement.
Let's say you have $100,000 you've stashed away for retirement. If you were to get a 25% return for the next 10 years and never add another nickel from your pocket, you'd have a fat nest egg of $931,323.
That's amazing! There's your roadmap to a million-dollar retirement nest egg. When you use the secret investment strategy of the billionaires -- that's not an unusual expectation.
Even if you've only put away $50,000 for your retirement, using the billionaire's secret investment strategy, you'd end up with over $465,000.
Now is the best time for you to start implementing the secret investment strategy in growing your retirement nest egg. There are two key reasons:
I've put all my research and a specific investment recommendation into a brand-new Special Investment Briefing called The Billionaire Retirement Secret. Within this briefing, you'll find the complete details you need to implement the secret investment strategy: What it is; why it works; how to implement the strategy; and how it will help you live a comfortable retirement.
I want to get this complimentary Special Investment Briefing to you as quickly as possible, because the window of opportunity to get in early on this investment is beginning to narrow.
But before I do, I'm going to tell you about three big lies Wall Street and the mainstream media are telling you -- that could make your retirement years miserable.
Listen up! Don't believe these lies.
One man in particular is tired of the lies Wall Street spoon-feeds the average investor. John M. McClure, is CEO and president of EquiTrend Inc., and president of the National Association of Active Investment Managers. The following is excerpted from his article, "Three Big Lies", Equitrend, Inc., 2007.
So much of what you hear in the financial press these days is so wrong. Some of what you hear on financial television shows and read in print publications should be viewed strictly for entertainment purposes only.
I'm going to examine three of the big retirement investment lies constantly being peddled to you by the so-called "experts," that you should not listen to.
Big Lie No. 1: Buy Large-Cap Stocks That Pay Dividends
What they're saying is that you should go out and buy "feel-good stocks" such as Coke, Wal-Mart, and Microsoft. Their argument is that if these companies can't make it in the market, neither can any other stock. And even if their shares don't appreciate, you'll make money on the dividends.
Hogwash.
Here's the real story:
I could go on and on, but you get my point.
This approach would allow inflation to erode your savings so fast that you'd end up not having enough money to get you through your retirement.
Even if you decided to go with a large-cap mutual fund, you've only averaged a 5.8% return over the last five years. Not too terrible -- but not too great either.
At 6% per year -- even in a tax-deferred retirement plan -- it'll take you about 12 years to double your money. Throw in the impact of inflation, and it'll take more than 20 years to double your money!
Big Lie No. 2: Buy Mutual Funds
There's only one winner here -- it's the financial industry. Mutual funds are their cash cow.
Mutual funds are loaded with problems for investors like you and me.
During one of the biggest bull markets in history -- December 1992-2002 -- nearly 80% of all mutual funds underperformed the market. This lackluster performance cost people like you billions of dollars in unclaimed profits.
On top of that -- you get to pay for these lousy results in fees.
Plus, you're burdened with capital gains taxes... and the occasional scandal.
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Bottom line, this is not a very good deal if you're trying to insure that your nest egg keeps paying you month after month throughout retirement.
The other major problem with mutual funds is that it's tough to be in the right sector at the right time.
Last year, Latin America and natural resources were the big one-year winners.
Over the past three years, the top performers have been natural resources, Latin America and India.
So unless you have a crystal ball and can pick the exact right sector to be in every year, you will, by definition, have some or all of your money underperforming the market at all times.
Lastly...
Big Lie No. 3: Buy Bonds
Now in the case of bonds -- there's nothing wrong with buying them, as long as you realize they're not the safe haven the financial press makes them out to be.
Yes, they're backed by the full faith and credit of the U.S. government. BUT, they come with a host of insidious risks that could destroy your nest egg if you're nearing or in retirement.
A standard -- but flawed -- rule of thumb is that an investor should allocate his assets by subtracting his age from 100 and then use that number to determine the mix of stocks and bonds in his portfolio.
For example, if you're a 55-year-old investor, you would subtract your age from 100 and come up with 45. Therefore, your portfolio should be divided 55% in bonds and 45% in stocks.
The theory is that the older you get, the less stock market exposure you should have since you would have less time to recover in the event of a market drop. That used to be a sound strategy... but not today.
You see, the danger of this plan is that as you allocate more and more money to bonds, you become increasingly vulnerable to inflation.
In today's world, where the average person can expect to live for 20 years or longer in retirement -- inflation -- not market risk, is your worst enemy. 10-year U.S. Treasury Bonds currently yield around 4.4%.
Not great when you consider that the cost of living is rising 2.5-3.0% a year.
It'll take a huge nest egg to make a livable retirement income on a fixed 4.4%. In just 20 years, your inflation-adjusted bond income will be cut by more than 50%.
Another horrific risk of bonds is interest rate exposure. As interest rates rise, bond prices drop. This means your nest egg declines in value.
That won't matter if you can hang on until the bond matures. But that could be 10, 20 or even 30 years from now.
What would happen if unexpected illness or financial need forced you to cash in your bond before maturity? If interest rates have risen since you bought, you will lose money.
How safe is that?
So, what's the solution?
The only sane solution for you today is to educate yourself and find a better way to protect and grow your wealth. There are a number of proven options available, but the absolute worst thing one can do is listen to the pundits who tell you to "buy large caps, buy mutual funds and buy bonds."
Here's what smart, savvy investors are doing to make their portfolio grow, and not be eroded away by inflation.
Take the case of Scott S. of Philadelphia.
He is a very sensible type of person -- thanks to his Pennsylvania Dutch heritage.
He's been married to Martha for 41 years. Scott managed a life insurance sales office for 31 years before heading off into retirement bliss. He was a diligent saver during those years and was able to accumulate a significant retirement nest egg.
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According to the old rules of investing, he should currently have 64% of his invested bonds and cash. But Smith's father is 92 and going strong, and his mother also lived into her 90s.
So now being the sensible person that he is -- Smith has 65% of his portfolio invested using the new retirement investment rules -- applying the secret investment strategy.
"We have longevity in our family," Smith says, "so I need the growth."
There is a new paradigm for retirement investing. It's being driven by those soulless actuarial tables who say we are living longer after retirement than ever before.
In order to support an extra 10-20 years of happy retirement, your nest egg must deliver a higher rate of return.
So the old asset allocation rules have -- if not turned upside down -- seriously shifted.
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Having your money socked away in bonds may feel safer. But it's going to cost you, by eating away your money prematurely.
Let's say you're shooting for the ultimate stress-free portfolio -- one that would let you live on the earnings without ever touching the principal. And let's say you've saved $1.2 million.
Based on historical returns over the past 80 years as calculated by research firm Ibbotson Associates, if your money is 75% invested in bonds, you'll be able to withdraw only $35,000 per year.
With a 75% concentration invested using the new rules -- which allows you to put more of your money in equity-type investments -- you could withdraw $80,000 a year.
What would it take to get the same $80,000 in bonds?
A $3 million portfolio, estimates David Yeske, a financial planner at Yeske & Co. in San Francisco.
Another alternative is to buy annuities -- a popular move supported by "old school" advisors -- comes at a high price.
To earn $80,000 a year starting at age 65 -- you'd have to sink $1 million. And if you died shortly after buying it, your loved ones would be left with nothing.
Neither of these are great choices for building, growing and preserving your wealth. When you apply the billionaires' secret investment strategy, you cover all the bases. You'll find out how in...
I'm going to show you how to apply this profit-generating strategy to your portfolio in my Special Investment Briefing, The Billionaire Retirement Secret. But that's not the only subject I cover in my Diligent Investment advisory.
As a Member, you'll also learn:
Bottom line: You're going to be well prepared to have a comfortable retirement after reviewing and following my recommendations in this Special Investment Briefing: The Billionaire Retirement Secret.
There's just one small step you need to take and this valuable FREE Report, normally sold for $69.00, will be delivered into your inbox in less than one hour.
If you'll join my Diligent Investor investment newsletter service for a 90-day trial subscription, you can get my Special Investment Briefing, "The Billionaire Retirement Secret," absolutely free.
My Diligent Investor readers and I are ecstatic about the results we're seeing from applying the secret investment strategy. I realize that may not be the case for you.
That's why -- even though the billionaire secret investment strategy is one of the most profitable investing techniques you can implement right now -- I want to give you the opportunity to be 100% comfortable with it.
So, I'm asking you to give Diligent Investor a 90-day, risk-FREE trial run and I'll send you my Special Investment Briefing on the billionaire secret investment strategy. If you're not happy with what you see or the results you get-- not a problem.
Let me know and I'll return your full subscription fees immediately. No questions asked. On top of -- you get to keep all the research information and use it for your own benefit.
During your 90-day, risk-FREE trial subscription period, you'll receive three monthly editions of my Diligent Investor newsletter by snail mail and online. Each issue will contain my most recent investment recommendation, plus updates on how all the others are performing.
As an added bonus, there's one more Investment Briefing I'd like to send you when you join me for a 90-day trial subscription to my Diligent Investor newsletter.
One of the most profitable ways to capitalize on the billionaire secret investment strategy is to apply it in the earliest stages of a hot trend-- long before others catch on.
Just imagine if you'd invested in Google, Dell, Microsoft, Dupont, or Yahoo! in their early days. You'd be extraordinarily rich. So rich, you'd never have to worry about money again as long as you live.
All of these companies applied the secret investment strategy used by the world's richest people.
The same can be said for investing in China today. The boom in China's economy has created millions of middle class citizens with tons of money in their bank accounts.
China's middle class people-- the Chuppies-- want many of the same luxuries that middle class Americans want... such as financial and travel-related services. Now is the time to capitalize on these rapidly growing needs.
I give you all of my research and investment recommendations in a Special Investment Briefing called: Profiting From The Chinese Money Class when you join me for a 90-day, risk-free trial subscription to Diligent Investor.
I'll show you exactly how to profit in China's booming economy without incurring all the risks involved in investing in foreign countries. You'll get three investment opportunities that could easily deliver 45-60% gains to you for the next decade.
When you enroll in your 90-day, risk-FREE trial subscription to Diligent Investor today, you'll get a comprehensive package of services that will be very beneficial to you having a comfortable retirement.
Here's what's included:
That's a mind-blowing total of more than $650! Now...
By now you're probably wondering how much ALL of these valuable investing resources is going to cost you.
Let's say I were to charge you $5,000 -- which would not be an unreasonable fee for helping you reach your lifelong dream of a comfortable retirement.
If you were to conduct a survey among professional money managers, you'd find that none of them would even have a 15-minute phone conversation for such a small sum of money.
Once you see my research and the amount of work that goes into coming up with winning investment opportunities, I think you'd agree that $5,000 would be a fair price to pay.
But you see, the trouble is you may not be able to afford a fee of $5,000-- even though the service could help you enjoy a worry-free retirement with no concerns about anything.
So you could go for the option to do the research on your own. But there are a few problems with that approach.
Let me explain.
In order for you to do the research as well as I can, you'd have to have a degree in finance and have participated in an executive education program at one of the most prestigious universities in the world.
Not only that -- but you'd need to have years of experience in the financial industry -- as a stock broker, an institutional trader, a mutual fund manager and financial advisor.
And finally, you'd have to spend 8-plus hours a day-- on a weekly basis--conducting all the detailed due diligence required to find consistent investment winners-- just as I do.
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Your days will be filled with checking and reviewing press releases and SEC filings... checking for regulatory and licensing problems, identifying liens and judgments, and uncovering civil and criminal litigation matters.
You'll need to dig deep below the mounds of paper, searching for conflicts of interest, insider trading and press and public records that identify problems that may have occurred undercover.
Bottom line: I believe you'll get to that comfortable retirement you've been dreaming about much faster if you pay me to do all the research, rather than using your valuable time to do it on your own.
This simply means... I do all the footwork... and you get to reap ALL the gains by following my recommendations.
BUT... I'm NOT going to charge you $5,000.00. This is where it gets exciting. And here's how.
Instead, you can have ALL the items I listed above for the ridiculously low introductory price of just $49 a year, a full $80 off our regularly published price of $129.
That's how confident I am that you're going to be exceedingly pleased with the results you get from being one of the subscribers of my Diligent Investor advisory letter.
In fact, I'm so confident that I'll GUARANTEE you'll be satisfied with everything you get. Even at $49 a year -- if you're not FULLY satisfied with the...
Diligent Investor Advisory Letter
The Billionaire Retirement Secret Special Investment Briefing
Profiting From the Chinese Money Class Special Investment Briefing
Private Members-Only Web site
Weekly Members-Only "Afternoon Comment" E-mails
Dynamic Market E-Alerts
... within the first 90 days, I'll refund your $49 subscription fee to you immediately.
Clear and simple: I incur all the risk. You're 100% risk-free.
Rarely does the opportunity come along where you can get access to investment strategies used by some of the world's wealthiest people. When you join my group of elite Diligent Investor readers today -- that's exactly what you'll be getting.
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You can have a stress-FREE, comfortable retirement. But you'll need to stop using the "old" rules being pushed by Wall Street and the mainstream media. The investment environment has changed significantly -- and so have the rules for being a successful investor.
It's obvious that you're intelligent, perceptive and want to build a secure retirement. You've developed a set of in-demand skills, and worked hard all your life to achieve that stress-free retirement.
Now, you deserve more -- the life you've always dreamed about.
Until recently, only a select few insiders had access to my winning investment opportunities. Everything has been kept within the circle of this tight-knit group.
But now, I want to expand and open it up to a few more serious-minded investors who want to have a stress-free and comfortable retirement.
So take the next step and...
Avoid the financial train wreck that many Americans are headed toward. Tap into the secret investment strategy I've uncovered. It has been used for centuries by some of the world's wealthiest families in America.
Now you'll have access to the same secret investment strategy as a Diligent Investor subscriber. I'll show you all their secrets when you join me today.
I'll show you the one stock market-related investment that could hand you gains of 409% during the next 12 months, just as it has done over the last two years -- using the secret investment strategy most investors have no clue about.
Becoming a Diligent Investor subscriber is easy and simple!
But you need to hurry!
I'm only accepting 500 new subscribers at the moment as a test. I expect those to fill up quickly -- especially at the $49.00 per year fee. The next group of 500 Members could pay up to $129 per year for the same great services you'll be getting.
So you need to act now. Click on the link below or call our friendly Customer Care Center at our toll free number -- 877-627-7497.
And you're in-- just like that.
After all the research I've done to find safe and profitable investments for Diligent Investor readers-- none have proven to be more lucrative than using the billionaire's secret investment strategy.
Join me today, by calling right away, toll-free, 877-627-7497 or you can simply click on the link below.
Sincerely,
Ann Sosnowski
Executive Editor, Diligent Investor
P.S. Join me today for a risk-free, 90-day trial subscription to my Diligent Investor advisory letter! Just for taking me up on this offer, I'll send you a FREE copy my most recent Special Investment Briefing: The Billionaire Retirement Secret. This Briefing shows you how to avoid the pending American financial train wreck by capitalizing on a little-known investment technique that's delivered a 409% GAIN over the last 24 months-- with no end in sight.
A 12-month subscription to Diligent Investor is currently $49-- a total package valued at more than $650. Be one of the next 500 readers added to this savvy group of investors at this low price. This offer won't last long at this price!
If for any reason-- and you won't have to share it with us-- you're not elated with the results you get, I'll refund every penny of your subscription fee for the first 90 days.
Call our friendly Customer Care Center at our toll free number 888-811-9492 to get your FREE copy of The Billionaire Retirement Secret or simply click on the link below.
January 27, 2007