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What Makes It One of The World's Top Retirement Havens?
Dear International Living Reader, Panama is the one of the world's greatest retirement destinations. And here's why... Affordable First World Health Care--Panama's healthcare facilities are the best in Central America. And they should be, they were built to U.S. standards while the U.S. was running the Panama Canal. You'll find nearly any health care services that you could ever want, but at a fraction of the prices and with a level of personal service-like house calls-that you can no longer find at home. The World's Premiere Pensionado Program--save on almost everything...including recreational travel. As a pensionado you'll receive: 50% off entertainment-such as movies, theaters, concerts, and sporting events, 30% off boat, bus, and train fares, 25% off airline tickets, up to 50% off hotel stays and 25% off at restaurants... Modern Infrastructure--Panama has great roads, high-speed Internet access, cable TV, electricity that works 24/7 just like back home, first-rate health care, drinkable water, edible fruits and vegetables...and much more. Once again, because much of the infrastructure was built for the benefit of U.S. troops and canal personnel stationed in Panama, you'll find things work much like they do at home. Great Shopping--You can find nearly anything that you want. Panama has numerous modern shopping centers. Plus many of the stores that you love to shop at back home. Panama boasts American-quality goods and services... pretty much all of the modern conveniences you're used to...only, in Panama, you won't be paying anywhere near U.S. prices for them. Generous Incentives for Entrepreneurs--Unbeatable advantages for entrepreneurs include the investor residency program and a host of financial incentives-especially tax relief.
Panama deserves your serious consideration when looking for a retirement destination, a vacation home or the Shangri La of your dreams. First-World City at Third-World Prices If you're looking for inexpensive cosmopolitan living-but with the conveniences you'd expect in New York, Chicago, Miami, or any other major First-World city-you need to take a serious look at Panama City.
Panama City is a skyline of skyscrapers...modern office buildings and hotels, all glass and steel, facing out over the Gulf of Panama. The city is a major international commerce and banking hub, home to more than 80 of the world's largest banks and other giant multi-national corporations such as Federal Express, DHL, and Price Costco. You can dine in 5-star restaurants. Attend plays, symphonies, and the ballet. Shop at boutiques. Your international phone calls go through the first time, every time. High-speed Internet is the norm, rather than the exception. Panama City's international airport is modern, and offers daily flights to the U.S., Europe and the rest of the Americas. And in Panama City you can enjoy these First-World luxuries at about half the price you'd pay in any U.S. city. Panama City is as modern as New York City or San Francisco--only with a tropical climate and 12 hours of sunshine every day. Each day the sun rises and sets at the same time. You can set your body clock by the sun! A Tropical Paradise Too! Though long ignored by travelers and the press, Panama is finally beginning to get the respect that it deserves for it's rich natural resources. On this narrow isthmus you can find both warm clear Caribbean style water and beaches and also fabulous Pacific beaches, perfect for surfing and big game fishing. You'll find dry tropical forests and rain forests too. Cool mountain ranges dotted with valleys that offer springtime temperatures all year long. Wild life abounds in this tropical treasure land: from snorkeling the reefs of Isla Contadora where sea turtles abound, to exploring a multitude of feathered friends-over 940 different species of birds (the most of any country in Central America) call Panama home, including the world's largest bird of prey and the national symbol of Panama, the harpy eagle. This magnificent creature has a 2-meter wingspan and can weigh in at 20 pounds. They're not often seen, but make their home in the forests of the Darien. Considered a premier destination by birdwatchers around the world, Panama respects it's environment by reserving 30% of its land in national parks and nature reserves. You can enjoy mountaintop vistas where within your line of sight are both the Atlantic and the Pacific Oceans. Panama is astounding in it's natural wonders and biodiversity.
But that's just the beginning of Panama's appeal. Because Panama offers so many options when it comes to lifestyle choices... and because it's cost of living is the most affordable in Central America...you don't have to be super-rich to retire to this paradise. In fact, with even a modest retirement nest egg you can enjoy a luxurious lifestyle. You Can Afford This Paradise! For example, right now you can... ** Discover Panama's secret Shangri-La, a hidden valley in an area Modern Maturity Magazine named the "number one retirement destination in the western hemisphere". Property is still incredibly cheap here...but prices are rising rapidly now that the secret's out. ** Indulge your sense of adventure with a trek through uncharted jungles and steamy rainforests...canoe into rural villages...go on white water rafting expeditions...hike through lush green valleys...horseback ride along deserted palm-lined beaches...dive in spectacular Caribbean waters...all this, and more, in one of the world's most overlooked adventure travel destinations. There are lifestyle choices in Panama for anyone and everyone-from Dot.com millionaires looking for entrepreneurial opportunities...to retirees looking for a piece of paradise at an affordable price...to young singles looking for a new life. But wait...there's more! One of the World's Last Offshore Tax Havens Panamanian law guarantees corporate privacy and banking privacy. To encourage foreign investment in the country, Panama's government has adopted more than 40 laws protecting the financial and investment rights of foreigners, including the Investments Stability Law (Law 54), which guarantees foreign and local investors equal rights. Panama is emerging as the world's number one alternative for the offshore investor who wants to enjoy the increasingly rare privilege of strong, legally guaranteed financial privacy...and no in-country corporate or personal taxes. Your Inside Connection To The Ultimate Expat Haven
You'll discover lifestyle and the real estate deals from coast to coast and border to border in
International Living investigated 28 countries for our 2006 Annual Retirement Index. We weighed the cost of living, special benefit programs, property, safety, infrastructure, climate, culture--and
. Expats Have Discovered That Panama Is Unique In This Part Of The World You can drink the water. Eat a salad without worries. Health care is first rate. Doctors even make house calls.
Panama has the most stable economy in Central America-over the past 40 years, the country's inflation rate has averaged less than 2% per year...that's simply unheard of south of the United States! And when it comes to value retirement properties...attractive investment opportunities... powerful tax incentives...offshore banking possibilities...liberal government incentive programs...and tax-free business opportunities, there's just no other country in the world that offers a better deal than Panama does at this moment. Because of Panama's history, strategic location, culture, commerce, and the century of U.S. influence-not to mention the world-famous canal-Panama consistently surpasses expectations. Panama offers state-of-the-art benefits usually available only in industrialized countries. But at a fraction of the cost! Panama's diverse climate and topography-from tropical beaches on both its Caribbean and Pacific coasts...to cool inland mountains...to cosmopolitan living-offer a wide variety of retirement lifestyle choices. Dollars and Sensibility: Powerful Financial Reasons To Become A Panama Insider The financial incentives you can cash in on in Panama are worth serious consideration.
Plus, you'll discover some of the best real estate deals in the world...
** A gated, country club community set on 180 wooded acres...where you can play 18 holes of golf on a world-class course in the morning...enjoy a leisurely lunch with a view of the Panama Canal from your balcony...and afterwards make the short drive into modern Panama City for shopping and dinner... ** A retirement fantasyland nearly hidden amongst swooping forests in a valley in Panama's picturesque highland region...where the temperatures are spring-like all year round...waterfalls cascade down mountainsides of lush foliage...and the property prices-for now, at least-are still amazingly inexpensive... ** Spanish and French Colonial mansions in charming and historic Casco Viejo...a forgotten treasure of a neighborhood that was once the cultural and political center of Panama City...and is now an urban investor's dream. Add to these what we consider the world's best incentive program for retirees (more about this is a moment)...and you honestly won't find a better retirement haven anywhere else! But Word About These Opportunities Is Already Starting To Get Out... An article in Harper's Bazaar claimed that "Panama is the most beautiful retreat in the world and almost undiscovered." The Boston Globe called it "an undiscovered tourist paradise." The Los Angeles Times, The New York Times, and National Geographic have also published long travel articles praising the undiscovered delights Panama has to offer. Even the Wall Street Journal is talking about "the new breed of intrepid retirees (that are) branching out " to Panama. As more and more people start checking out everything Panama has to offer...prices are going to start skyrocketing...and these astonishing opportunities will soon become a thing of the past. Now You Can Be Among the Select Few Who Have The Up-To-The Minute Inside Scoop On Retirement and Investment Opportunities You'll want to take a closer look at all of these amazing retirement and investment opportunities we're uncovering for you in Panama. That's why I'd like to personally invite you to become a charter member of Panama Insider... so you can act on those opportunities before most others even know they exist. For anyone seriously considering living, working or doing business in Panama, there's simply no better resource of its kind available. Each month, International Living's team of experts here will act as your eyes, ears and legs on the ground in Panama as we travel the country uncovering the best values and opportunities it has to offer... Then we'll report our "finds" back to you...before most people even know they exist. What's more, because we'll have already done the exhaustive research on the opportunities we recommend, you can take advantage of them right away with complete confidence. We'll give you the names of real estate agents, bankers, attorneys and other dependable contacts we've established here...so the moment you decide to act on these opportunities, you'll be steered in the right direction. Right now opportunities abound in Panama. You can... ** Live luxuriously in the Pacific resort area that's become "The Hamptons of Panama"... for a small fraction of what that same lifestyle would cost you in the U.S. ** Renovate your 19th-century French or Spanish influenced colonial home in the heart of Panama City's most historic and charming neighborhood--where each quiet, narrow cobblestone street leads to the sea-and you won't have to pay duties on any materials you import to complete the renovation...and in some cases (new construction) you won't pay any property tax for 30 years. ** Build your retirement dream home in a tranquil mountain paradise nearly hidden by sweeping forests...where you can still find ancient petroglyphs carved into the rocks...without giving up modern-day conveniences like Satellite TV and toll-free dial-up Internet. ** Start a charter-dive operation on Bocas Del Toro...build a guesthouse in the hills of Boquete...trek tour groups through Panama's unspoiled jungles...even open your own hotel or restaurant along the beaches of the Pacific coast...and reap enormous tax benefits from your tourism-related business. As a member of Panama Insider, you'll be the first to find out about your dream retirement properties...the latest developments you can buy into at discount prices to maximize your return... the top business opportunities... and all of the privacy and tax incentives that make Panama the best offshore haven in the world right now. Once a month Panama Insider will put these opportunities at your fingertips...so you can act before word gets out about them. What's more, each issue will connect you intimately with the details of day-to-day living and doing business in Panama...practical advice and insights we've discovered-sometimes through trial and error-as expats ourselves living and working in Panama. That Means You'll Know Panama Like An Insider... When you're considering something as important as a lifestyle change ...or investing your savings...or retiring overseas...that extra bit of insight can be invaluable. You'll gain an edge over those who don't know the "ins and outs" of living, working or doing business in Panama. Whether you're looking at Panama as your retirement paradise ...considering starting a new business here, or discovering Panama's benefits as an offshore tax haven...this is information you need. Not having this important information could be a tragically expensive mistake. In a minute, I'll show you how you can become privy to all of this inside, up-to-the-minute, information about the opportunities Panama has to offer. But first, I'd like to share with you why we at International Living consider Panama... The Best Retirement Deal in the World Our friends and fellow expats, Donna and Jim Hawley, are not retirees...at least not in the traditional sense of the word. Attracted by Panama's warm, sunny climate...affordable prices... and its demand for Americans with business skills and experiences...they shut down their wholesale optical business not too long ago and traded the harsh Minneapolis winters for a fantastic new life in paradise. They purchased two homes in Panama--one an apartment in a Panama City high-rise, the other in a golf community near the beach about an hour-and-a-half from the capital. Both Donna and Jim used their North American business experience to land dream jobs... Plus, Donna was quickly able to qualify for the generous Panamanian pensionado program. Now, the rules for becoming a "pensioner" and qualifying for this visa program in Panama are probably not what you expect. Anyone over the age of 18 may apply and qualify as a pensionado in Panama, provided he or she can show evidence of a guaranteed pension income of $500 per month ($600 for a couple). It must be a pension from a government agency (e.g. social security, disability, armed forces) or from a company. As a qualified pensionado retiree, you are entitled to significant discounts off the already mercifully low costs of living in Panama. In addition, you are entitled to a one-time exemption from duties on the importation of household goods (up to $10,000) and an exemption every two years from duties for the importation or local purchase of a car. Moreover, Panama's pensionado law stipulates that anyone entering the country as a qualified pensioner today is guaranteed the status so long as he chooses to stay in the country. This is an important point. The law states that, should the requirements for this visa change at a later date, the changes will not affect anyone who has already acquired pensionado status (as long as the pensioner maintains the required minimum level of income). Unlike in Costa Rica, where many American pensioners lost their status when the government did away with their pensionado laws, in Panama your pensioner status is protected. Add to this all of the exciting opportunities going on right now...the property values that can still be found...the modern infrastructure...an extremely affordable cost of living...the generous tax incentives and privacy laws...and you can see why we consider Panama the best retirement destination and offshore haven in the world right now. Up-to-Date, Reliable Information You Can Act on Immediately...and with Confidence The comprehensive and credible information you'll enjoy each month in Panama Insider would cost you weeks of your time...and thousands of dollars...to find out on your own. You won't have to do the groundwork yourself. You'll save hundreds of hours and thousands of dollars. Because you'll have the inside insights and connection to make things happen quickly...and to protect yourself and your wealth. You'll easily find the right agents. Demystify the legal and banking systems. Line up contractors. Even arrange to have your furniture and other personal possessions imported into the country.
That's where the beauty...and real worth...of Panama Insider comes in. Not only do we make sure you're among the first to learn of the latest real estate opportunities...but you have the peace of mind of knowing we've done deep research on every opportunity we recommend to you. As a member of Panama Insider you'll receive the most up-to-date, comprehensive online guide of its kind out there...the ultimate resource for anyone who is serious about living, working, retiring, starting a business, or buying a vacation home in Panama. You'll be the first to know about the retirement, real estate and business opportunities and the research will all be done for you and delivered to your email inbox every month. And the detailed information you'll receive about day-to-day living, working, and doing business in Panama is simply not available from any other resource-at any price. Panama Insider is a publication that you just cannot afford to pass up.
Bonus Report #1: How to Become a Pensionado in Panama--Forget the stereotypes that come to mind when you hear the words "retiree" and "pension." Now you can retire in paradise earlier than you might have thought possible-and Panama will offer you some generous benefits as a pensionado. Bonus Report #2: A Guide to Buying Real Estate in Panama--Anyone can own property in Panama. Because foreigners have the same rights as Panamanians, capitalizing on the real estate opportunities here is easy. This report will walk you through the steps you'll need to take. Bonus Report #3: Three Ways to Use Panama as an Offshore Money Haven--Learn why Panama is ideal for the offshore investor who wants to enjoy the rare privilege of strong, legally guaranteed financial privacy and no taxes. Bonus Report #4: How to Obtain a Second Passport in Panama--Find out about the benefits of owning a second passport, and how to obtain one in Panama. Bonus Report #5: Take Advantage of Panama's Incentives for Foreign Investors--Learn about the attractive programs and special zones the government of Panama has set up to draw foreign investors to the country... and how to take advantage of these generous investment opportunities. These five reports will introduce you to the most valuable benefits available to retirees in Panama. They're a must-read for anyone who's seriously considering living, working or doing business in the world's most attractive retirement haven. Together, these reports are a $175 value--but all five are yours absolutely FREE with your membership to Panama Insider. Plus...you'll also receive a $100 discount off our Live and Invest in Panama Seminars held in Panama City every year. This will be your chance to check out Panama on the ground...and learn from the experts we've gathered as speakers to tell you why Panama is one of the world's top retirement destinations right now. There's more...as a member of Panama Insider you'll also receive our frequent White Papers. These are private alerts highlighting particular opportunities, markets, or issues throughout Panama...and will be available to you in the members' only Panama Insider archives. These White Papers are published four times a year and if they were to be sold to other International Living readers, they'd easily go for about $30 each. That's a $120 value...but you'll have FREE online access to them. Wait... I'm not done yet! Because I'm certain that once you start receiving your monthly issues of Panama Insider you're going to want to begin acting on the opportunities we report to you...maybe you'll consider visiting us in Panama soon...I'd like to offer you an additional bonus to go along with the 5 special reports, the seminar coupon, and free access to the White Papers... With your charter membership, you'll also receive a coupon for 10% off the price of International Living's Panama Owner's Manual. Updated in 2006, it contains hundreds of important and valuable bits of information that you simply couldn't find in any other publication, and would be almost impossible to collect on your own. You'll see why it's the most popular of International Living's publications. So... What's the Bottom Line? You can see that, as a charter member of Panama Insider, you are easily receiving over $300 in FREE bonuses and services. You would easily spend more than that making one on-the-ground research trip to research an opportunity for yourself. Plus, you'll be one of the first to learn about every new opportunity as they arise so you can take advantage of them before most people know they exist before other real estate hunters jump in and cause the prices to skyrocket. It's easy to see that even at $600, $750 even at $1,000 or more a membership in Panama Insider would be a real bargain. But you won't have to pay anywhere near that. Become a member of Panama Insider for only $149 a year.
Every month, delivered to your e-mail inbox, you'll get a unique perspective on the best value properties we uncover... the most promising business opportunities... and the ins and outs of living and working in Panama.
Discover why we consider
Sincerely,
And find out why we at International Living consider
P.P.S. If, for any reason, you are not completely satisfied with your subscription to Panama Insider, you can cancel at any time for a pro-rated refund. The five free bonus reports are yours to keep along with the seminar coupon and the
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